Jul 17 2008
What’s this credit crisis that people are talking about? Banks are supposed to be having problems with extending too much credit. Merrill Lynch is supposed to be having lots of problems. But, yesterday I got a credit card offer from Merrill Lynch for their MERRILL+® Visa® Card… I’ve got hardly any employment history, a decent credit report, and they are still willing to offer me credit. Isn’t there something wrong with this picture?
Jan 17 2008
Heads up to everyone; I went to M1-5 Lounge last Friday. While there, I used my credit card a couple of times, and apparently someone managed to copy down the numbers. When I checked my account online today, I noticed several charges that I hadn’t authorized; I called Citibank and canceled the account. Thankfully, there were only three charges, all for fairly small amounts (it looks like it wasn’t a professional job, otherwise my card would probably have been maxed out by now).
I actually called one of the merchants that charged my account, and they hung up on me. I told the CSR that I wanted to get some information on a charge made with my credit card that I didn’t authorize. She said that she could look it up in the system if I gave her a phone number. I clearly don’t know what number was given to this company when my card was used, and when I tried to explain it, she hung up on me.
Either way, my card is now canceled; I should get a new one in the mail in the next few days, along with an affidavit where I can mark off the fraudulent charges. So, hopefully it should all be over shortly.